Borrow
Personal Loans
Financing designed around your personal needs. Clear terms, transparent estimates and a straightforward application process.
Key features
- • Competitive fixed or variable rates subject to assessment
- • Flexible terms typically from 12 to 84 months
- • Loan amounts from £1,000 upwards (subject to eligibility)
- • Transparent total cost of credit displayed before application
- • Online application with document upload and status tracking
Eligibility (indicative)
Exact criteria are confirmed during assessment. Typical requirements include:
- • UK resident aged 18+
- • Regular income from employment, self-employment or other verifiable sources
- • Satisfactory credit and affordability assessment
- • Valid identification and proof of address
Required documents
- • Government-issued photo ID
- • Proof of address (utility bill or bank statement)
- • Recent bank statements
- • Proof of income (payslips, tax returns or equivalent)
Application process
- 1. Use the calculator for an estimate
- 2. Create or log into your account
- 3. Complete the multi-step application
- 4. Upload documents and complete identity verification
- 5. Track status in your dashboard
Need help choosing?
Use our guided tool to find the most suitable product for your situation.
Find the Right Financing →Capital is at risk. Lending is subject to status, affordability and eligibility. Northbridge Capital will only display real regulatory information once confirmed.